Seattle Car Drivers Beware of the Under and Uninsured

It’s risky driving a car in Seattle. Right now in Washington state, there are anywhere from 20% to 30% of driver’s who don’t have current insurance. To compound that number, many more only carry the state’s minimum requirements. This means that the likely hood of an accident involving someone who doesn’t have any or enough insurance is quite high. This is where Uninsured and Underinsured Motorist coverage comes into play. However, this is the most misunderstood and often overlooked coverage. There are a couple of different reasons for this. It’s an optional coverage, Washington State doesn’t require it, nor does any banks or lien holders. So how does this coverage apply any why is it so important? Read more

Pemco Insurance Ads Have Seattle Drivers Figured Out

“We’re a lot like you, a little different,” claims Pemco Insurance.

The insurance company’s local ads have been memorable and effective in capturing the different kinds of people in the Northwest. While some might be close to instigating a Seattle stereotype, such as Profile #76 – Super Long Coffee Orderer – they are creative and well thought out.

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Washington Cracks the Top 10 in Uninsured Motorists!

‘What do you mean you don’t have any insurance?’

If you’ve ever uttered this phrase after a car accident, chances are you weren’t happy about it. Surprisingly this happens a lot in the state of Washington.

According to the Insurance Research Council, in 2007 Washington had the 10th highest uninsured motorist rate in the entire country. The national average for uninsured motorists was at a rate of 13.8% in 2007, with the state of Washington owning a rate of 16%. Read more

Stolen Cars in Washington vs the Nation

It’s a terrible feeling, walking out to the parking lot and all you see is broken glass and an empty parking stall. It happens everywhere in the Seattle area, no neighborhood is safe. While certain areas are hotter than others, car theft is a problem everywhere. Read more